Alipay has added some digital RMB modules for some users. The digital RMB modules are similar to a digital RMB wallet. It can add a different kind of bank card and then used it in a payment process. It is reported that Internet Bank's RMB digital wallet can be used both anonymously and with the real name. The anonymous use only supports the transfer and consumption functions, while the real name use includes the deposit and withdrawal functions. The balance limit and transfer consumption limit of the real name usage is higher.